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Saving for retirement is a common investment goal, and certain accounts — like 401(k)s and IRAs — are set up specifically for that purpose. Often the holder will pay some sort of penalty if they withdraw funds too early or for a reason other than retirement.

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CLAIM: Air Force Gen. John Hyten, the vice chairman of the U.S. Joint Chiefs of Staff, created a channel on the popular messaging app Telegram and posted several dozen times there, sharing videos, images and phrases such as “nothing can stop what is coming” and “THE TRUTH WILL SHOCK THE WORLD.”

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The way people trade stocks has been upended by the rise of no-fee apps like Robinhood. That technology has democratized investing, giving arm…

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